As of 2026, Worldpay remains one of the UK’s top payment processing providers. It gives businesses a way to accept card payments both online and in person. To get started, businesses can sign up by registering an account with Worldpay, completing the onboarding process, and agreeing to the service terms.
You can process transactions across multiple channels and link up with more than 100 business software integrations. With a long-standing reputation and expertise in the payments industry, the platform comes packed with features for high-volume merchants, but its pricing and hardware costs can put some smaller businesses off.
Transaction fees start at 0.75% for some businesses, and countertop card machine rentals are £10 per month (with a £0/mo special offer running until 30 June 2026). Worldpay throws in advanced security features and 24/7 customer support, which suits established companies that handle lots of payments.
Customer reviews highlight both positives and negatives: Worldpay has received high customer ratings, including 5 stars on some review platforms, and is often praised for great customer service. However, there are also negative reviews, with some users citing issues such as hidden fees, system problems, and billing concerns. Worldpay is known for its reliability and high uptime, but customer sentiment is mixed – while technical reliability is rated highly, there are frequent complaints about administrative processes.
Still, customers have raised concerns about hidden fees and less-than-clear contract terms. It’s wise to check every cost before you sign anything.
- Worldpay processing fees start from 1.4% for established businesses with good credit history - negotiable interchange++ pricing at volume, potentially 0.3-0.5% cheaper than flat-rate providers
- Monthly fees can reach £50+ making Worldpay significantly more expensive than Square or SumUp - the fixed cost structure only makes sense for businesses processing £20,000+ per month in cards
- 300+ terminal models give Worldpay the widest hardware selection in the UK market - from countertop to mobile, integrated to standalone, covering every business type and environment
- Best for large retailers and enterprises needing omnichannel payments and extensive integrations - Worldpay connects to most UK accounting, EPOS, and e-commerce platforms out of the box
- Beats traditional bank merchant services on pricing flexibility and contract customisation - more negotiable than Barclaycard or Lloyds Cardnet, with dedicated account management above £50K/month
FREE QUOTE COMPARISON
Compare Merchant Account Quotes from Trusted Suppliers
✓ Save up to 40% on card processing fees
100% free • No obligation • Takes under 2 minutes
How Much Does Worldpay Cost?
Worldpay charges 1.5% in-person and 1.3% + 20p online for under £75K/year turnover, dropping to from 0.75% + 4.5p for higher-volume merchants.
In 2026, Worldpay offers a range of pricing plans tailored to your business size and needs. Pricing is based on factors such as annual turnover, card mix, and risk profile, ensuring that each business receives a plan that fits its requirements.
Worldpay’s pricing depends on how much your business processes each year. The company splits things into two main categories: under £75,000 in annual card payments, and over that amount.
Smaller businesses get fixed rates that are easy to follow. If you process more, Worldpay offers custom pricing that can work out cheaper per transaction. Higher volume businesses typically benefit from lower rates due to tailored pricing based on turnover, card mix, and risk profile.
Card machine rental fees are £10 + VAT per month for the countertop terminal and £15 + VAT per month for the mobile terminal (both with £0/mo special offers running until 30 June 2026). Transaction fees can start as low as 0.3% for debit cards and typically range from 0.7% to 1% for UK credit cards.
For online payments, transaction fees can be as low as 1.3% + 20p for consumer cards and 2.9% + 20p for commercial cards.
When it comes to settlements, funds from your transactions are deposited directly into your merchant bank account. The bank account is essential in the payout process, as it determines how quickly you can access your funds.
What are Worldpay’s Transaction Fees and Charges?
Your annual card processing volume determines the transaction charges. The £75,000 mark is the dividing line for fixed or negotiable rates. Worldpay’s transaction fees can start as low as 0.3% for debit cards and typically range from 0.7% to 1% for UK credit cards, with higher volume businesses often able to negotiate lower rates.
For businesses under £75,000 annually:
In-person payments through a terminal cost 1.5% for UK-issued personal Visa and Mastercard transactions. Other cards cost more, but Worldpay doesn’t publish those rates.
Remote payments include online, phone, and payment link transactions. The Simplicity Payment Gateway charges 1.5% for Visa and Mastercard. Worldpay eCommerce charges 1.3% plus £0.20 per transaction. Online transaction fees for consumer cards can be as low as 1.3% + 20p, while commercial cards are typically 2.9% + 20p.
For businesses over £75,000 annually:
Face-to-face payments start at 0.75% plus 4.5p per transaction for UK personal Visa and Mastercard. Business cards, international cards, and alternative brands cost more.
Remote payment charges range from 1% to 2.9% plus 4.5p, depending on your volume and business type. The 4.5p authorisation fee stays the same across different card types for high-volume merchants.
| Transaction Type | Under £75,000 Turnover | Over £75,000 Turnover |
|---|---|---|
| In-person payments | 1.5% | From 0.75% + 4.5p |
| Online payments (Simplicity) | 1.5% | 1%-2.9% + 4.5p |
| Online payments (eCommerce) | 1.3% + £0.20 | 1%-2.9% + 4.5p |
*American Express, Diners Club, and business cards always cost more than personal Visa and Mastercard.
What are the Costs for Worldpay’s Payment Terminals?
Worldpay only rents out card machines; you can’t buy them outright. Two main models are available.
Countertop Card Machine (Verifone Trinity T650c) – £10 + VAT monthly (£0/mo special offer until 30 June 2026)
This terminal connects via Wi-Fi or Ethernet. It stays on the counter but can go portable if needed. Most retail shops use this one at the till. The DX4000 is suitable for higher volume businesses that process many transactions at a fixed location. Worldpay’s countertop card machine costs £10 + VAT/month standard. New merchants may receive their first POS terminal for free from Worldpay.
DX8000 Mobile Terminal – from £23 + VAT monthly
This card reader works with Wi-Fi and 4G. It’s ideal for businesses that move around, like restaurants or market traders. The mobile terminal is especially suitable for table service in restaurants, allowing staff to take payments directly at the table, and for higher volume businesses that need flexibility. Worldpay’s card machine rental fees start from £23 + VAT for the mobile terminal.
Worldpay offers quick-to-deploy card terminals, which can be delivered to merchants in as little as four days.
Currently, Worldpay is running a deal where you can get the DX4000 for £1 per month, but there are contract conditions attached.
Both machines take chip and PIN, contactless, and mobile wallet payments. Transaction fees are added on top of the rental.
You won’t pay upfront for the equipment, just the monthly rental. Over the 18-month minimum term at the £10/month standard rate, you’ll pay £180. (Special offer brings this to £0 until 30 June 2026.)
Some other providers offer cheaper monthly rentals or let you buy the terminal outright, which can save money in the long run.
What Do Worldpay’s Online Payment Gateways and Virtual Terminal Cost?
Worldpay bundles online gateways and virtual terminals together. There are two main options.
Worldpay eCommerce – £0 monthly
This online gateway has no monthly fee. Transaction charges start at 1.3% plus £0.20 for UK Visa and Mastercard. If you process less than £75,000 per year, you’ll pay this standard rate.
If you process more, you can negotiate custom rates depending on your business.
Worldpay eCommerce (online gateway) – PAYG, no separate monthly fee
The eCommerce online gateway is a separate product from Worldpay’s card machines. Pay-as-you-go pricing is 1.3% + 20p for Visa and Mastercard consumer cards, and 2.9% + 20p for commercial cards and American Express, with no monthly fee on the standalone gateway product. Source: worldpay.com/en-GB/products/worldpay-ecommerce.
Larger businesses can negotiate both the monthly fee and the transaction rate.
| Gateway Option | Transaction Fee (Low Volume) | Transaction Fee (High Volume) |
|---|---|---|
| Worldpay eCommerce | 1.3% + £0.20 | Custom rates |
| Simplicity Payment Gateway | 1.5% | Custom rates |
*The eCommerce gateway usually offers better value for most businesses. You avoid a monthly fee and pay lower transaction charges than the Simplicity package.
Both options cover online store payments, phone orders, and virtual terminal transactions, and they support all the main card brands plus alternative payment methods. Worldpay provides a virtual terminal for businesses needing simple no-code payment acceptance solutions. Merchants can also use Worldpay’s hosted payment pages to embed a pre-built payment page with their own branding, offering a low-code checkout solution.
Worldpay gives free access to its reporting dashboard, including the ‘iQ’ tool, which provides granular transaction data and advanced reporting features.
Does Worldpay Charge Any Hidden Fees?
Some extra charges aren’t obvious on Worldpay’s main pricing pages. These can bump up your monthly bill.
Monthly Service Charge
If you process under £75,000 a year, you don’t pay an account maintenance fee. The higher transaction rates make up for this.
Businesses that process more than £75,000 pay at least £15 per month as an account fee, which covers service and support.
PCI Compliance Fee
Every Worldpay customer pays at least £5 per month for PCI compliance. This is pretty standard, as all card payment businesses need to meet security rules.
If you want more in-depth PCI help, you’ll pay extra. The cost depends on your needs and risk profile.
Early Termination Fees
Worldpay’s contracts now last 18 months (down from three years historically). If you leave early, you’ll typically need to pay the remaining monthly charges for the rest of your contract term. This early termination cost is a significant factor to consider when evaluating contract flexibility and cancellation policies.
Worldpay: Advantages and Disadvantages
Worldpay offers 100+ integrations, 24/7 support, and 30-minute fund transfers, but minimum monthly costs start at £30 before any transactions (£10 countertop card machine + £20 account/PCI fees), or £20 during the £0/mo card machine special offer.
✓ Advantage: Most extensive integration options available
Worldpay offers more than 100 integrations in 26 categories, making it a top choice for businesses that need to connect all sorts of software.
You get pre-built plugins for popular apps, and if that’s not enough, there’s an API for custom integrations.
This flexibility lets you link e-commerce stores, accounting packages, or card terminals with EPOS systems. Shopify, Salesforce, and Lightspeed POS are just a few of the platforms that work with Worldpay.
✓ Advantage: Strong customer service options
Worldpay’s support team is available 24/7 via phone, email, and live chat, which is highly valued by users. This comprehensive customer support service also includes an online forum and knowledge base, giving you multiple ways to get help if something goes wrong.
This level of support is especially important for businesses operating outside standard business hours, such as those in hospitality and retail. Restaurants, pubs, and shops that stay open late or on weekends especially benefit from this round-the-clock support.
Worldpay is often praised for its great customer service, but some users report long wait times and difficulties in reaching specialized teams.
✓ Advantage: Advanced features and extensive service range
The dashboard gives you access to tools like sales charts, graphs, and customer spending analysis. It’s much more than a basic reporting system.
You can handle invoices and chargeback disputes right from the dashboard, which keeps everything in one place.
Worldpay even offers extras like Pazien, a cross-provider reporting tool, and a digital bill payment platform for private businesses and government bodies.
✗ Disadvantage: Higher pricing structure
Worldpay charges more than a lot of other payment processors. Standard countertop pricing is £10/month for a card machine (£0/mo on a special offer running until 30 June 2026), plus £20 for account and PCI compliance fees, so that’s £30/month before you add anything else (or £20 during the special offer).
Online gateways and EPOS systems cost extra. These extra services quickly add up.
Worldpay doesn’t make all its fees clear on the website. There’s no pricing section in the main menu, so you have to dig for the numbers.
Transaction fees start at 0.75%, which helps balance out the higher monthly costs for some businesses. Still, many stick with Worldpay because it’s a big, trusted name.
✗ Disadvantage: Extended contract duration
Worldpay’s contract lasts 18 months, which is longer than the 12-month deals many competitors now offer. Takepayments and Barclaycard, for example, use 12-month terms.
It used to be three years, so things have improved, but 18 months is still a long time to be tied in.
If you want to leave early, you have to pay off the rest of the contract. That can make switching providers expensive.
If flexibility matters to you, look at zero-contract providers like Square and Stripe. They let you move on without penalty.
Worldpay’s Main Features Explained
Worldpay accepts 300+ payment methods across 135 currencies and 146 countries, with next-business-day settlement and £5/month PCI DSS compliance support.
Payment Methods and Currency Options
Worldpay is one of the leading merchant account providers, offering extensive integration options and support for a wide range of payment types. As both a payment services provider and merchant account provider, you only deal with one company for everything, which can make life simpler.
Worldpay accepts over 300 payment methods and supports 135 currencies, enabling payment acceptance across 146 countries. It is recognized as the largest merchant acquirer in Europe, processing more than $525 billion in transaction value.
Ways to accept payments include:
- Card machines: Choose from countertop or mobile devices
- Online payment gateways: Two packages, eCommerce and Simplicity
- Virtual terminal: Included with the gateway, lets you take payments over the phone
- Invoicing tools: Create invoices and send payment links by email
- Bill payment platform: Generate electronic bills and let customers manage their payments
These options cover just about every digital payment need. You can take card payments, use contactless, and accept Apple Pay and Google Pay.
Point-of-Sale Solutions
Worldpay now offers its own point-of-sale software and hardware. You can also use their card machines with third-party EPOS solutions if you prefer something different.
They provide three EPOS packages:
- Lite: A handheld device that works as both a card machine and EPOS terminal. The portable and handheld terminals are ideal for table service in restaurants, allowing staff to take payments directly at the table.
- Standard: A countertop terminal paired with a portable card machine.
- Pro: A countertop terminal with a handheld EPOS device.
You’ll need a custom quote to get pricing for these EPOS solutions. The software adapts to hospitality, retail, and salons, including features like table management, inventory tracking, or appointment booking depending on your sector.
Integration Options and Reporting Tools
Every customer gets free access to the Worldpay reporting dashboard, including the ‘iQ’ tool for granular transaction data, at no extra cost. This dashboard shows card sales reports and lets you manage invoices, settlements, and disputes.
Worldpay offers over 100 integrations in 26 categories. You can link up with accounting software such as QuickBooks Online and Sage Accounting. Online shop platforms like OpenCart, WooCommerce, and Shopify are supported too. Worldpay’s integration options also include SDKs for various platforms, enabling faster integration of payment acceptance into apps and websites.
If you need something more tailored, API integration options are available. The dashboard gives you the reporting data needed to track payment processing activity and manage merchant services.
These integrations help you reduce manual work by syncing payment data with systems you already use.
Protection and Security Measures
All customers pay £5 monthly for basic PCI DSS compliance. This is essential for handling card payments securely.
Additional security tools are available:
| Tool | Purpose | Best For |
|---|---|---|
| Omnitoken | Tokenisation service that replaces card data with tokens | Businesses selling across multiple channels |
| Fraudsight | Fraud prevention that predicts suspicious transactions | In-store and online sellers |
| SaferPayments | Managed cybersecurity guidance | All business types |
*These extra tools usually cost more, though Worldpay doesn’t publish exact prices. Fraudsight’s basic version comes with the eCommerce gateway package.
Worldpay includes 3D Secure authentication and web application firewall protection. Their Merchant Guarantee Service covers losses from third-party fraud on guaranteed transactions.
Chargeback management tools help you handle disputed transactions. The security features meet industry standards for credit card processing.
Support and Help Options
Worldpay’s support team provides comprehensive customer support, including 24/7 phone support, online help forums, and live chat options. You can contact customer support by phone, email, or live chat. There’s also a knowledge centre for self-service resources.
Phone support runs 24/7, which is a step above many payment providers who only offer limited hours.
The support team helps with technical issues, account questions, and payment gateway problems. They also assist with hosted checkout setup, recurring billing queries, and payment links.
Fund Transfer and Settlement Timing
Most UK merchants see card payment settlements deposited directly into their business bank accounts the next business day after the transaction. The bank account plays a crucial role in the payout process, as all funds from payment transactions are transferred there, making timely access to your bank account essential for managing cash flow.
Some accounts qualify for same-day settlements, depending on account type and batch processing times.
| Payment Type | Settlement Time |
|---|---|
| Standard card payments (UK) | Next business day |
| Same-day processing | Same day (selected accounts) |
| International payments | Two to three business days |
| SEPA Direct Debit | Around four working days |
*Newer accounts and certain transaction types can take longer to settle. International payments usually need two to three business days. Recurring payments follow similar timing, depending on the payment method.
Settlement speed really makes a difference for cash flow. Faster access to funds in your bank account helps you manage operations more smoothly.
Worldpay Account and Management
The free Worldpay iQ dashboard provides granular transaction data, advanced reporting, and dispute management across three EPOS packages from Lite to Pro.
Worldpay offers a robust account and management system designed to streamline payment processing for businesses of all sizes. With a Worldpay account, merchants gain access to a centralised dashboard that brings together all aspects of payment acceptance, making it simple to track transactions, monitor sales volume, and manage day-to-day operations.
The Worldpay dashboard is the hub for managing a wide variety of payment types. Businesses can accept card payments, digital payments, and online payments with ease, supporting popular options like contactless payments, Apple Pay, Google Pay, and Samsung Pay. Whether you’re taking in person payments with a card machine or handling online transactions through your website, Worldpay’s integrated payment solutions ensure you can offer customers the payment options they expect.
Setting up payment links, virtual terminals, and online checkout is straightforward within the Worldpay account. This flexibility allows businesses to accept payments remotely, send invoices, or take orders over the phone – all from a single platform. The system is designed to support both retail businesses and online stores, making it a versatile choice for companies looking to expand their payment acceptance channels.
Management tools are another standout feature. The Worldpay dashboard integrates with leading accounting software and inventory management systems, helping you keep track of stock levels and financial data without manual entry. Built-in reporting tools let you generate reports on transaction volume, sales volume, and other key metrics, giving you valuable insights into your business performance. These analytics can be especially helpful for identifying trends, managing cash flow, and planning for growth.
When it comes to pricing, Worldpay offers a range of plans to suit different business needs. The simplicity plan provides a fixed monthly fee with clear transaction fees, ideal for businesses that want predictable costs. For those with higher or more complex transaction volumes, Worldpay’s custom plan can be tailored to your specific requirements, combining a monthly fee with transaction fees based on your payment processing activity.
Overall, the Worldpay account and management system delivers an all-in-one solution for businesses seeking efficient payment processing and comprehensive management tools. With features like payment links, virtual terminals, and seamless integration with accounting and inventory software, Worldpay makes it easy to accept payments, manage finances, and generate reports – all from one user-friendly dashboard.
FREE QUOTE COMPARISON
Compare Merchant Account Quotes from Trusted Suppliers
✓ Save up to 40% on card processing fees
100% free • No obligation • Takes under 2 minutes
What Businesses is Worldpay Best For?
Worldpay suits businesses processing over £75,000/year who benefit from negotiated rates, multi-currency support, and enterprise-grade infrastructure.
Worldpay suits companies looking for a complete payment processing system. The platform acts as both merchant acquirer and processor, handling in-person, online, and invoice payments through one account.
If you want everything managed by a single provider, it’s a strong option. High-volume merchants get the most value from a Worldpay merchant account. Processing over £75,000 each year in card payments unlocks lower transaction rates, which is crucial if you sell expensive items where percentage-based fees add up fast.
Worldpay fits best with established businesses that have predictable sales patterns. They require an 18-month contract, so it’s not ideal for newer companies still figuring out their market. Start-ups often need more flexibility at the beginning.
Small businesses with low transaction volumes may find Worldpay less ideal due to higher costs, longer contracts, and additional fees such as equipment licences and PCI compliance. For these businesses, more flexible and budget-friendly payment providers might be preferable.
We recommend Worldpay for SMEs that need robust multi-channel support and international capabilities, as it is a comprehensive payment processing system. However, when comparing Worldpay to other providers, it stands out for its international reach and multi-channel support, but may be less competitive for simple, entry-level card readers. The platform can also be complex and may present a steeper learning curve compared to simpler competitors.
Retailers and businesses building loyalty programmes can benefit from Worldpay’s features. Companies handling multiple currencies also get solid support, as the provider handles global payments securely.
Worldpay works best for:
- Established businesses processing over £75,000 yearly
- Retailers needing EPOS systems and payment processing together
- High-volume merchants selling expensive products
- Companies comfortable with longer contract terms
- Businesses requiring multi-currency payment options
If you want the best merchant account features and don’t mind paying a bit more, Worldpay fits the bill. If saving money is your top priority, it’s worth checking out other providers first.
How Do Customers Rate Worldpay?
Worldpay’s Trustpilot ratings are polarised with a strong majority at 5 stars, but a notable share at 1 star citing hidden fees and billing discrepancies.
Worldpay is widely reviewed on Trustpilot with thousands of customer reviews. Ratings are polarised – a large majority give five stars, praising technical reliability and ease of use, but a notable share leave one-star reviews, indicating sharply divided experiences.
Many positive reviews praise Worldpay’s great customer service, with people mentioning responsive customer support. Customers often say staff are easy to reach and quick to help. Some note they received competitive pricing, and others praise the ability to connect Worldpay with their existing business software.
On the flip side, negative Worldpay reviews frequently cite issues with administrative processes, such as problems reaching Worldpay support when needed. Billing discrepancies, hidden fees, and high termination charges or costs not mentioned in initial quotes come up regularly in critical feedback.
Overall, customer sentiment for Worldpay is mixed, with high ratings for technical reliability but frequent complaints about administrative processes.
How Does Worldpay Stack Up Against Its Rivals
Worldpay’s rates start from 0.75% for £75K+ turnover versus Tyl’s flat 1.39%, Takepayments’ 0.3-2.5%, and Barclaycard’s 1.6% blended rate.
When comparing Worldpay to other payment processing systems and merchant account providers, it’s important to consider how it stacks up against both direct competitors and alternative solutions. Worldpay, owned by Fidelity National Information Services, provides payment processing for businesses of all sizes. Its direct competitors include Barclaycard, Elavon, Global Payments, and Lloyds Bank Cardnet. In the enterprise space, global leaders like Adyen, Stripe, and Checkout.com have gained traction by offering more flexible developer tools. For low-turnover businesses and start-ups, smaller providers such as Dojo, Square, PayPal POS (formerly Zettle), and SumUp are increasingly popular due to their user-friendly payment processing systems and flexible terms.
Worldpay’s transaction rates start at about 0.75% once your annual card turnover passes £75,000, which suits businesses with large payment volumes. Their pricing plans differ from competitors by requiring contracts, usually lasting 18 months, whereas some merchant account providers offer zero-contract deals or more flexible pricing plans. If you want flexibility, this might feel limiting compared to providers like Square or SumUp, which are known for their contract-free options and transparent fee structures.
Pricing and Fee Structures
Worldpay’s pricing plans include monthly charges ranging from £15 to £40, depending on your contract. Hardware costs start at £20 plus VAT per month. Transaction fees run from 0.75% to 3%, based on card type and volume. These pricing plans may be less attractive to small businesses compared to competitors offering fixed or variable fees with no monthly charges.
Alternative providers have different fee models:
- TakePayments charges between 0.3% and 2.5% with custom monthly fees from £0 to £20.
- Tyl by NatWest skips monthly fees and charges 1.39% plus £0.05 to 1.99% plus £0.05.
- Barclaycard Pay as You Go offers a flat 1.6% rate with no monthly costs.
- Tide Card Reader provides rates from 0.69% plus 3p on rental plans.
Contract Terms and Payment Speed
Worldpay delivers fund transfers within 30 minutes using its Worldpay dashboard, which is among the fastest settlement times available. Most competitors take one to three business days to transfer funds, so Worldpay’s payout speed is a key advantage when comparing Worldpay to other merchant account providers.
The Worldpay for Platforms solution works for businesses that need integrated payment systems. This feature supports companies managing multiple merchants or needing custom payment infrastructure.
Contract-free providers like Clover, Barclaycard Pay as You Go, and Tide Card Reader appeal to smaller merchants keen to avoid long-term commitments. These services require upfront hardware purchases instead of monthly rental fees.
Worldpay scores 4.7 out of 5 in comparison ratings. TakePayments gets 4.8, while Clover matches Worldpay at 4.7. Tyl by NatWest and Barclaycard Pay as You Go score 4.5 and 4.6 respectively.
Hardware acquisition varies a lot. Worldpay and TakePayments offer rentals starting around £20 to £25 plus VAT monthly. Barclaycard needs a one-off payment of £29 plus VAT. Tide Card Reader charges from £159 plus VAT if you want to buy outright.
Our Approach: Evaluating Worldpay
Our review evaluates 18 providers across 23 individual criteria covering hardware, software, pricing, user experience, and customer support quality.
We examined 18 different payment service companies for this review. Each company went through a detailed assessment covering five main areas and 23 criteria.
Hardware Assessment
We checked the card machines each provider offers. We looked at size and weight for portability, tested internet connectivity, and tried out each device’s interface. We also checked receipt printing quality and battery life.
Software Evaluation
We counted how many payment types each provider accepts. We looked at how quickly they send money to business accounts, reviewed reporting tools, and checked security features. We examined their EPOS systems and tested which other business software they integrate with.
Price Comparison
We recorded monthly fees, compared card machine costs, and checked transaction fees for different payment types. We looked at contract lengths and weighed these costs against available features to work out the value.
User Experience Testing
We had several people, with varying experience, test each card machine and payment system. We watched them complete common tasks and timed how long these took. We noted which systems felt easiest to use without training.
Support Service Review
We listed all the ways customers can get help. We tested response times through different channels and checked support hours and problem-solving speed.
We scored each provider based on their performance in these five areas. The scores help highlight which providers work best for different business types.
Partnerships and Independence
Some providers in our reviews are partners, so we may earn a commission if you choose their services. This doesn’t cost you anything extra. Our partnerships don’t influence how we score or review any service. Every provider goes through the same assessment process.
For more on this topic, see our guides to best merchant accounts, credit card machines, and card machine fees.
Worldpay charges from 0.75% per transaction for businesses over £75K turnover. Our 2026 UK review covers terminal costs, contracts & competitive analysis.
