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Introduction
Are you looking for the top boiler finance provides in the UK?
You’re about to find exactly what you are looking for.
Finding the best boiler finance provider for you and your home can be difficult, especially with the variety of suppliers available and term lengths to choose from.
In this guide, you’ll find out everything you need to know about the top finance provides in the UK, including who they are and the many advantages they offer their customers.
What’s in this guide?
The Top Boiler Finance Provides in the UK
1. BoilerPlan
Type: Boiler finance provider
Deposit: No deposit
Term: 36, 48, 60 and 120-month terms
APR: 5.9%
Trustpilot score: 5/5
BoilerPlan is a company with decades of experience with finance and boiler care and provides their customers not only with cover but also help with purchasing a new boiler or replacement for your home.
According to their website, you could be potentially saving over £150 on your boiler and installation by opting for one of their financial plans.
You can choose between buying your boiler now and paying for it later, an interest-free plan for a maximum of 24 months, paying for your boiler upfront or a variety of plans with 36 to 120-month terms.
Buy now pay later
✔ Pay nothing for 12 months
✔ Free warranty
Interest-free
✔ Requires a deposit
✔ 12 and 24-month terms
✔ Free warranty
Flexible monthly plan
✔ Doesn’t need a deposit
✔ No exit fees
✔ Variety of terms to choose from
✔ Free warranty
2. HelpLink
Type: Boiler finance provider
Deposit: No deposit
Term: 120 months
APR: 9.9%
Trustpilot score: 4/5
HelpLink is a boiler finance provider who can provide you with boiler installations, central heating, service, repairs and they also offer a wealth of experience and advice as well.
They can offer their customers finance packages which include monthly repayments and interest-free credit.
With a 4/5 star rating on Trustpilot out of over 3,500 individual reviews, HelpLink is one of the highest rated boiler companies on the market today.
Monthly repayments
✔ No deposit required
✔ Minimum loan of £500
✔ Make additional payments
Interest-free credit
✔ Worcester-Bosch bundles only
✔ Available over 24 months
✔ No deposit required
✔ Interest-free credit
3. British Gas
Type: Boiler finance provider
Deposit: No deposit
Term: 3, 5, 8 and ten years
APR: 9.9%
Trustpilot score: 1/5
British Gas is one of the oldest and well-known companies in Britain with roots that stretch back hundreds of years, and they are one of the ‘big six’ energy companies that have over 90% of the energy customers in the UK.
When it comes to the offers available with their central heating systems, you can either pay for your new boiler up front, or you can choose to pay monthly.
Although British Gas has a mixed reputation online, it’s also true that they offer many flexible purchase options for their customers.
Pay upfront
✔ Pay 10% upfront
✔ Only pay the rest after installation
✔ Pay via debit and credit card
✔ Fixed price costs
Monthly payments
✔ No deposit required
✔ Covers up to 100% of your boiler cost
✔ Variety of terms available
✔ Option to make extra payments when possible
✔ Two years of interest-free credit option
4. EnergyCare Group
Type: Boiler finance provider
Deposit: No deposit
Term: 2 or 3 years
APR: 0%
Feefo score: 4.8/5
The EnergyCare Group is a boiler installer who can also offer their customers boiler finance, which can help you to secure the funding you need for your new boiler.
On offer is a monthly payment option, which can either be for two or three-year terms, that don’t require a deposit and have 0% interest.
Monthly payments
✔ 0% interest
✔ Half price discount
✔ No deposit required
✔ Inexpensive monthly repayments
✔ Save up to £350 annually
✔ 10-year warranty available
5. ImpraGas
Type: Boiler finance provider
Deposit: No deposit
Term: 1, 3, 5 and 10-year terms
APR: 9.9%
Trustpilot score: 4/5
ImpraGas was founded by the winner of the TV show The Apprentice in 2015, which gave the founder Joseph Valente the opportunity to partner with Lord Alan Sugar, who owns an international business empire.
As a boiler installation and replacement company, ImpraGas can also provide their customers with boiler finance, to help you to secure funding for your new boiler.
Not only do they offer the option to be able to pay your boiler upfront, but you can also choose between an interest-free plan for 12 months or a monthly payment plan which has an APR of 9.9%, but you can have terms of up to 10 years.
Pay upfront
✔ 10% deposit required
✔ Don’t pay the remaining balance until after the installation
✔ Pay all of these fees instantly
Interest-free plan
✔ 0% interest
✔ No deposit required
✔ Spread your costs
Monthly cost plan
✔ No deposit required
✔ Variety of term lengths available
✔ Low monthly repayments
✔ Spread your costs
6. Swale Heating
Type: Boiler finance provider
Deposit: 10% deposit
Term: 12 months, 3, 5 and ten years
APR: 9.9%
Trustpilot score: 4/5
Swale Heating is a company that has over 45 years of experience supplying central heating systems to over 100,000 homes in the Midlands and Southern England and claim to give a high-quality service to their customers.
When it comes to boiler finance, they offer a range of possible options such as paying for your boiler up front, buy now pay later and a variety of year finance plans.
Pay upfront
✔ Pay a deposit of 50%
✔ Complete purchase after installation
✔ Free online estimate
Buy now pay later
✔ 10% deposit
✔ Pay after 12 months
✔ Deferred payments
Monthly payment plans
✔ 3, 5 and 10-year options
✔ 9.9% APR
✔ Spread your costs
✔ Manageable low monthly prices
7. New Boiler Finance
Type: Boiler finance provider
Deposit: No deposit
Term: 6 months to 3 years
APR: 0%
Trustpilot score: 4/5
New Boiler Finance is accredited Worcester-Bosch installers who offer their customers boiler installation, access to a help centre and boiler finance.
They offer a range of boiler finance options which includes flexible payment plans that feature a 10-year guarantee, buy now pay later and 0% interest options.
Monthly payment plans
✔ 0% interest
✔ 10-year guarantee
✔ Fixed prices
✔ Installation in 48 hrs
✔ Experienced installers
8. Aura Gas
Type: Boiler finance provider
Deposit: 25% deposit
Term: 12 to 120 months
APR: 0%
Trustpilot score: 4/5
Aura Gas are boiler specialists based in Southern England, who can offer their customers a range of boiler services and products such as new boilers, care plans and boiler finance as well.
The boiler finance plans on offer require a 25% deposit as standard, and you can choose between plans that stretch from 12 months to 120 months.
Your boiler will also be guaranteed for up to 12 years.
Monthly payment plans
✔ 0% interest
✔ Boiler guarantee for 12 years
✔ 25% deposit required
✔ Variety of term lengths available
✔ Free no obligation quote
✔ Grant options available
✔ Spread your costs
9. E.on
Type: Boiler finance provider
Deposit: No deposit
Term: 1, 2 and three years
APR: 0%
Trustpilot score: 1/5
E.on is one of the big six energy companies in the UK and own most of the energy market and powers millions of households across the country.
They offer a range of finance options to their customers, which includes being able to pay for your boiler upfront, and monthly repayments that can either be with a deposit or without.
0% interest
✔ Spread the cost
✔ No deposit required
✔ Low monthly payments
✔ No interest to pay
✔ Borrow up to £10,000
0% interest with deposit
✔ 50% deposit
✔ 0% interest
✔ Low monthly repayments
✔ 1, 2 or 3-year terms
8.9% APR with no upfront payment
✔ 8.9%
✔ No deposit required
✔ Borrow up to £10,000
✔ Spread the cost over 5 and seven years
10. GreenStar Services
Type: Boiler finance provider
Deposit: No data
Term: 6 to 48-month terms
APR: 9.9%
Google score: 5/5
GreenStar has been around since the 1990s and specialises in heating and drainage for your home, with an excellent customer reputation online and a variety of options available.
When it comes to securing finance for your new boiler, there are many term lengths to choose from, which all come with a 10-year warranty for your boiler.
✔ 0% interest for up to 48-month packages
✔ Variety of terms available
✔ 9.9% APR for up to 120-month packages
✔ 10-year warranty for boilers
✔ Experienced supplier of central heating
✔ Accredited Worcester installer
FAQ
How much is a new boiler?
On the lower end, a boiler will traditionally cost around £500, whereas on the higher end you can expect to pay over £2,000 for a new boiler.
The exact pricing will depend on many factors including the size of your home, your hot water requirements and the quality of the components that make up your boiler.
For instance, a 12kW boiler might cost £500 or under, but it is only suitable to heat a one bedroom flat with one bathroom.
On the other hand, a 30kW boiler might cost over £1,500, but it is powerful enough to be able to heat a three or four bedroom home, with up to two bathrooms.
A system boiler might cost more overall because you need a hot water cylinder to store your hot water, whereas with a combination boiler you don’t need a cold water tank or a cylinder, so overall it will cost you less.
Can I get help paying for my boiler?
Depending on your situation, you could be eligible to have your old boiler replaced for free, or at least heavily subsidised, so you don’t have to pay the full amount.
This depends on whether you fit within these categories:
- You are on benefits
- You are a homeowner
- Your boiler is over five years old
The amount that you will be able to benefit from will depend on specific circumstances such as the energy efficiency of your home, which might require an assessment.
Do I need to pay for my boiler upfront?
If you aren’t eligible for a boiler grant, but you are still unsure as to whether you can afford to pay for a new boiler, you might be glad to hear that there are other finance options available.
Boiler finance provides will typically give you the option to pay for your boiler every month, which in some cases doesn’t require an initial deposit or upfront costs.
Sometimes you can also choose a buy now and pay later plan, which means you purchase your boiler now, but you won’t need to pay for it for around 12 months or another agreed period.
Who offers the best boiler finance?
The best boiler finance provider for you will depend on many different factors, which include the following:
- The company’s reputation
- Their customer service availability
- The flexibility of their finance options
- Whether you can afford a deposit
- Warranty options for your boiler
- Your supplier’s experience with boilers
- Their APR or interest rate
How long do boilers typically last?
With the correct care, your boiler can typically last approximately 15 to 20 years, but you should try and ensure that you get your boiler regularly serviced to make sure it lasts as long as possible.
An annual service will usually include checking for leaks and corrosion, testing the pressure is correct and making sure that your boiler is working as efficiently as possible.
Conclusion
In conclusion, there is a wide variety of boiler finance providers on option for you today, as well as customisable choices such as the term of your boiler finance and the APR.
Have you learnt everything that you need to know about boiler finance providers in the UK?
If you want to learn more about boilers and suppliers, you can check out the ExpertSure guides here, or you can fill out the form at the top of the page for a custom quote.
